Developing an executive benefits program creates long-term incentives for your executive team while providing them with supplemental benefits that address the retirement saving and income protection gaps of highly compensated individuals.
Non-qualified deferred compensation is an employer-sponsored benefit for your highly-compensated, key executives. Executives in the plan have the opportunity to defer a portion of their annual compensation on a pre-tax basis. In turn, employers make a promise to pay that compensation, plus any additional employer contributions or investment gains, to executives at a specified future date.
We work with you to develop impactful, tax-efficient plan designs, balancing your goals with the needs of your executive team.
We develop a framework for maintaining your non-qualified plan by periodically reviewing and optimizing its features and provisions.
Unbiased, independent investment consulting is a crucial component of a non-qualified plan's performance. We provide interpretable analytics, reporting, and insights to keep your plan competitive.
We analyze funding options that address your cash flow needs, considers tax efficiency, and balances the financial impact of your non-qualified plan.
Help your executives make the most of their non-qualified plan benefits. We develop education and communication strategies to help your executives understand their non-qualified plan benefits and maximize their participation.
We help you maintain a beneficial relationship with your vendors. Through our end-to-end vendor search and evaluation process, we collaboratively select a recordkeeping and administration partner.
Group long-term disability plans are an excellent foundation and are generally designed to provide an adequate monthly benefit for many of the employees. For a highly compensated executive, there is often a significant shortfall based upon limitations of the group plan due to the maximum monthly benefit and exclusion of variable income such as bonuses and commissions.
Provide your highly compensated executive with an additional peace of mind by offering a supplemental disability plan.
We evaluate the existing group plan to identify income gaps for highly compensated executives and provide integrated plan designs options that include higher monthly benefits, flexible funding options and other provisions to meet the needs of the executive.
We will coordinate the implementation process and assist with the ongoing administration of the plan.
We create customized solutions for business owners with the focus of safeguarding their family, their business and their legacy.
We work with the business owner, and his or her advisors, to support the successful transition of the business from one owner to the next.
We support high net worth individuals by providing strategies and a plan that will reduce tax liabilities and allow for the maximum wealth transfer to the beneficiaries of their choice.
Meet our team of experienced professionals.
LoVasco Consulting Group and their agents are presently licensed to sell traditional life insurance in Michigan as a resident producer and numerous other states as a nonresident producer. This site is not intended as an offer to sell securities, which may be done only after proper delivery of a prospectus and a client suitability review. Proper state registration is mandatory prior to conducting business in any state. Securities and Investment Advisory Services offered through M Holdings Securities, Inc., a registered broker dealer and Investment Advisor, member FINRA / SIPC. Check the background of this Firm and/or investment professional on FINRA's BrokerCheck. LoVasco Consulting Group is owned and operated independently from M Holdings Securities, Inc. LoVasco Consulting Group is a member of M Financial Group. Please click here for further details regarding this relationship.
