Q3 2025 Legislative Update

What Employers Need to Know About New Retirement Rules

From new savings incentives to compliance landmines, the regulatory landscape for retirement plan sponsors continues to evolve. In our latest Legislative Update, Retirement Plan Consultants Jim Chapman and Chris Schuppe unpack the most impactful legislative and legal developments from the second quarter of 2025, with a clear focus on what plan sponsors and fiduciaries need to know now.

If you’re charged with overseeing a company retirement plan, this fast-moving video delivers actionable insights to help you navigate regulatory risk, stay compliant, and support participant outcomes.

Highlights and Takeaways:

• The “Big Beautiful Bill” is now law. While the sweeping tax legislation didn’t directly alter 401(k) rules, it introduced several important side benefits for retirement savers—including expanded HSA contribution limits and the launch of a government-backed IRA pilot for children known as the Trump Account.

• The DOL reverses course on crypto—sort of. With updated guidance shifting to a “neutral” stance on cryptocurrency in retirement plans, Jim explains why LoVasco still advises plan sponsors to steer clear for now.  

• ESG investing remains a political football. Fiduciaries are reminded to anchor investment decisions in the plan’s investment policy statement, not shifting political tides.
  

• A $38 million jury verdict sends a clear warning. Learn what led to a major fiduciary breach ruling in the Pentegra case—and why affiliated service providers can be a red flag if not handled correctly.
  

• Social Security solvency projections are raising eyebrows. The team discusses why emerging savings incentives may signal a larger policy pivot toward self-funded retirement strategies.

Don't miss this opportunity to get up to speed on the latest developments. Watching the full video will help you stay proactive, compliant, and better prepared for what’s ahead.